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The art of economics consists in looking not merely at the immediate hut at the longer effects of any act or policy; it consists in tracing the consequences of that policy not merely for one group but for all groups—Henry Hazlitt

Sunday, January 05, 2025

Q3 2024: Philippine Real Estate Enters Deflationary Spiral Post-Pandemic Recession!

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  The total wealth of a country is the total value of goods and services it produces. When real estate prices rise much faster than this val...
Thursday, January 02, 2025

How the BSP's Soft Peg will Contribute to the Weakening of the US Dollar-Philippine Peso Exchange Rate

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  Balance of payments crises are created in (soft) pegged arrangement because the monetary authority simultaneously targets both the exchang...
Monday, December 16, 2024

Low Prioritization in the Banking System: The Magna Carta for MSMEs as a ‟Symbolic Law‟

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  An ever-weaker private sector, weak real wages, declining productivity growth, and the currency’s diminishing purchasing power all indicat...
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